Microfinance Loan Officer I - Growth, Credit & Service

BDO Unibank; Cavite City; On-site; PHP 223,000 - 357,000; Full time

Job summary

BDO Unibank in Cavite City seeks a Microfinance Loan Officer to drive loan volume while maintaining profitability and sound credit quality. You will solicit microfinance loan accounts, assess applicants, and coordinate processing with various units to ensure timely loan booking.

The role requires sales skills, strong communication, and basic math. Driving a motorcycle is preferred, with adherence to bank policies and customer service excellence.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Selling skills

Communication skills

Customer service

Mathematical ability

Education

Bachelor's degree

Tools

MS Office

Job description

BDO Unibank in Cavite City seeks a Microfinance Loan Officer to drive loan volume while maintaining profitability and sound credit quality. You will solicit microfinance loan accounts, assess applicants, and coordinate processing with various units to ensure timely loan booking.

The role requires sales skills, strong communication, and basic math. Driving a motorcycle is preferred, with adherence to bank policies and customer service excellence.