Microfinance Loan Officer I — Growth & Credit

BDO Unibank; Calapan; On-site; PHP 290,000 - 424,000; Full time

Job summary

A prominent financial institution in the Philippines is seeking a Microfinance Loan Officer responsible for achieving loan volume targets while ensuring credit quality and customer service. Candidates must have a degree, excellent selling and communication skills, and integrity. Familiarity with word processing and spreadsheets is preferred. Fieldwork and sales experience in microfinance is an advantage. The role requires active solicitation of loans, coordination of loan processing, and adherence to bank policies.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication, and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicant qualifications for granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with other units related to loan processing.
• Ensure adherence to bank policies and procedures.
• Execute sales activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review and update customer loan files and agreements.

Skills

Communication skills

Customer service skills

Selling skills

Education

4 year degree course

Tools

Word processing software

Spreadsheets

Job description

A prominent financial institution in the Philippines is seeking a Microfinance Loan Officer responsible for achieving loan volume targets while ensuring credit quality and customer service. Candidates must have a degree, excellent selling and communication skills, and integrity. Familiarity with word processing and spreadsheets is preferred. Fieldwork and sales experience in microfinance is an advantage. The role requires active solicitation of loans, coordination of loan processing, and adherence to bank policies.