Microfinance Loan Officer: Growth & Credit Quality

Hammerjack Pty Ltd; Sorsogon City; On-site; PHP 180,000 - 240,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines is seeking a loan officer to achieve loan volume targets while maintaining profitability and sound credit quality, alongside delivering excellent customer service.

The role involves soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection activities, and coordinating processing and servicing of loan applications. Compliance with bank policies and proactive sales are essential.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank's policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Selling skills

Communication skills

Customer service

Mathematical knowledge

Integrity

Computer literacy (Word/Excel)

Microfinance sales experience

Motorcycle riding

Education

4-year degree

Tools

MS Word

MS Excel

Job description

BDO Unibank, Inc. in the Philippines is seeking a loan officer to achieve loan volume targets while maintaining profitability and sound credit quality, alongside delivering excellent customer service.

The role involves soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection activities, and coordinating processing and servicing of loan applications. Compliance with bank policies and proactive sales are essential.