Microfinance Loan Officer: Field Sales & Credit Quality

BDO Unibank; New Lucena; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank, Inc. in Iloilo City, Philippines, seeks a Microfinance Loan Officer to drive loan volume while ensuring profitability and sound credit quality with excellent customer service.

Responsibilities include soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating with units for processing, and ensuring compliance with bank policies. The role requires fieldwork and strong sales skills.

Qualifications

• Graduate of any 4-year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants’ qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Selling skills

Communication

Customer service

Mathematical ability

Integrity

Computer literacy

Field sales

Motorcycle driving

Education

4-year degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank, Inc. in Iloilo City, Philippines, seeks a Microfinance Loan Officer to drive loan volume while ensuring profitability and sound credit quality with excellent customer service.

Responsibilities include soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating with units for processing, and ensuring compliance with bank policies. The role requires fieldwork and strong sales skills.