Microfinance Loan Officer - Field Sales & Credit

BDO Unibank; San Pablo; On-site; PHP 223,000 - 357,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines seeks a motivated professional to grow microfinance loan volume while maintaining credit quality and excellent customer service.

You will solicit loan accounts, assess applicants’ qualifications, and coordinate processing with relevant units to ensure timely loan booking and compliance.

Candidates with fieldwork and sales experience in microfinance, plus basic computer skills, are encouraged to apply.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank's policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Microfinance sales

Credit analysis

Customer service

Communication

Fieldwork

Driving

Education

Any 4-year degree

Tools

MS Word

MS Excel

Job description

BDO Unibank, Inc. in the Philippines seeks a motivated professional to grow microfinance loan volume while maintaining credit quality and excellent customer service.

You will solicit loan accounts, assess applicants’ qualifications, and coordinate processing with relevant units to ensure timely loan booking and compliance.

Candidates with fieldwork and sales experience in microfinance, plus basic computer skills, are encouraged to apply.