Microfinance Loan Officer - Field Sales & Credit

BDO Unibank, Inc.; Imus; On-site; PHP 167,000 - 246,000; Full time

Job summary

BDO Unibank, Inc. is seeking a Microfinance Loan Officer in Cavite to help achieve loan targets while maintaining profitability and sound credit quality.

You will deliver excellent customer service to clients in Imus and surrounding areas. The role emphasizes actively soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating with internal units, and ensuring compliance with bank policies.

Qualifications

• Graduate of a 4-year degree program.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiarity with word processing and spreadsheet software is preferred.
• Experience in microfinance fieldwork and sales is an advantage.
• Motorcycle driving is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Sales ability

Communication skills

Customer service

Mathematical knowledge

Integrity

Motorcycle driving

Education

Bachelor’s degree (4-year)

Tools

Word processing software

Spreadsheets (Excel)

Job description

BDO Unibank, Inc. is seeking a Microfinance Loan Officer in Cavite to help achieve loan targets while maintaining profitability and sound credit quality.

You will deliver excellent customer service to clients in Imus and surrounding areas. The role emphasizes actively soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating with internal units, and ensuring compliance with bank policies.