Microfinance Loan Advisor — Drive Growth & Credit Quality

BDO Unibank, Inc.; Silang; On-site; PHP 201,000 - 357,000; Full time

Job summary

BDO Unibank in Silang, Cavite is seeking a loan officer responsible for achieving microfinance loan volume targets while maintaining profitability and sound credit quality. You will actively solicit loan accounts and assess borrowing qualifications to support customer needs.

The role requires strong selling, communication and customer service skills, basic math, integrity, and familiarity with word processing and spreadsheets.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Selling skills

Communication skills

Customer service

Basic math

Integrity

Field sales

Motorcycle driving

Education

4-year degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank in Silang, Cavite is seeking a loan officer responsible for achieving microfinance loan volume targets while maintaining profitability and sound credit quality. You will actively solicit loan accounts and assess borrowing qualifications to support customer needs.

The role requires strong selling, communication and customer service skills, basic math, integrity, and familiarity with word processing and spreadsheets.