Field-Based Microfinance Account Officer

BDO Unibank; Batangas City; On-site; PHP 360,000 - 540,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Philippines. The role focuses on achieving loan targets while maintaining profitability, credit quality, and strong customer service.

The candidate will conduct field visits, assess loan applications, and coordinate processing with relevant teams. The position requires a four- to five-year degree, good selling and communication skills, and readiness for daily fieldwork.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze loan applicants' qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Review and update customer loan files and loan agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematics basics

Computer literacy

Education

Bachelor's degree

Tools

Word processing software

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Philippines. The role focuses on achieving loan targets while maintaining profitability, credit quality, and strong customer service.

The candidate will conduct field visits, assess loan applications, and coordinate processing with relevant teams. The position requires a four- to five-year degree, good selling and communication skills, and readiness for daily fieldwork.