Microfinance Field Sales Officer

BDO Unibank

Baguio

On-site

PHP 180,000 - 260,000

Full time

19 hours ago

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Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Baguio region. You will focus on achieving loan volume targets while maintaining profitability and sound credit quality, and you will deliver excellent customer service to local business clients.

Key duties include actively soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection actions, coordinating with processing units, updating loan documents, and

Qualifications

Graduate of any four-year or five-year degree course.
Possesses good selling, communication and customer service skills.
Must have basic mathematical knowledge.
Preferably familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.
Preferably can drive a motorcycle.
Willing to be assigned in Baguio, La Trinidad and Buguias Benguet.

Responsibilities

Actively solicit microfinance loan accounts to meet the business needs of the customer.
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
Initiate credit and collection activities to ensure credit quality of accounts.
Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Execute sales and/or marketing activities that will achieve volume targets.