Marketing Compliance Analyst

Nightowl Consulting; Philippines; On-site; PHP 500,000 - 700,000; Full time

Job summary

Nightowl Consulting in the Philippines seeks a detail-oriented Advertising & Marketing Compliance Reviewer to verify materials from loan officers, branches, and corporate marketing for accurate disclosures and regulatory alignment.

You will ensure MAP Rule disclosures, screen for misleading claims, confirm NMLS IDs and Equal Housing language, and support policy updates, training, and regulatory examinations.

Responsibilities

• Review, redline, and approve marketing materials for disclosures and compliance.
• Evaluate advertising for MAP Rule compliance including disclosures.
• Screen content for deceptive representations per MAP Rule.
• Confirm proper use of NMLS IDs and Equal Housing language.
• Audit company websites and social channels for licensing disclosures.
• Monitor third-party lead-generation and co-marketing compliance.
• Maintain advertising review logs and 24-month retention.
• Track turnaround times and report trends to CCO.
• Deliver training on common violations and best practices.
• Support regulatory examinations with documentation and responses.

Job description

Advertising & Marketing Review

• Review, redline, and approve marketing and advertising materials submitted by loan officers, branches, and corporate marketing, including flyers, mailers, rate sheets, open-house collateral, presentations, and co-branded materials.
• Evaluate all triggered-term advertising for required disclosures under TILA / Regulation Z §1026.24 (e.g., APR, payment, term, and rate disclosures), ensuring clear and conspicuous presentation.
• Screen content for prohibited, deceptive, or misleading representations under the MAP Rule (Regulation N, 12 CFR Part 1014), including claims about rates, payments, government affiliation, FHA/VA programs, and “too good to be true” offers.
• Confirm proper use of company NMLS ID, individual LO NMLS IDs, Equal Housing Lender language, licensing footers, and required state-specific advertising disclosures.

Website & Digital Channel Compliance

• Audit company and loan-officer websites, landing pages, and microsites for accurate licensing disclosures, DISCLAIMERS, and compliant rate/payment presentations.
• Review social media posts, paid digital ads, email campaigns, video, and text/SMS marketing for advertising-rule compliance across all channels.
• Monitor third-party lead-generation, listing-site profiles, and co-marketing arrangements for compliance with advertising rules and RESPA Section 8 marketing-services considerations.

Recordkeeping, Reporting & Program Support

• Maintain advertising review logs and retain commercial communications consistent with MAP Rule recordkeeping requirements (24-month retention) and company policy.
• Track review turnaround times, recurring deficiencies, and approval status; report trends and risk areas to the Chief Compliance Officer.
• Assist with updates to advertising policies, disclosure libraries, and pre-approved template language as regulations and guidance evolve.
• Deliver targeted training and feedback to loan officers and marketing staff on common advertising violations and best practices.
• Support regulatory examinations, audits, and investor/agency reviews by compiling advertising documentation and responding to findings.