Financial Analyst - Cost Management

Home Credit Philippines; Taguig; On-site; PHP 800,000 - 1,400,000; Full time

Benefits offered by this job

Permanent dayshift schedule

HMO on Day 1 and dependents coverage

Wellness Leaves and Birthday Leave

Internal career mobility

Job summary

Home Credit Philippines is seeking a finance professional to deliver in-depth analysis of operating expenses and capital expenditures, supporting budgeting and forecasting processes.

You will review budgets, build forecasting models, monitor cost performance, and provide timely reports to senior management, highlighting risks and opportunities. Collaboration with budget owners and strong presentation skills are essential.

Qualifications

• Experience in the financial services sector is required.
• Minimum 2 years of experience in data and financial analysis.
• Experience using SAP Controlling module.
• Experience leading discussions with C-level executives.
• Strong financial modelling and PowerPoint presentation skills.
• Excellent interpersonal and communication abilities.
• Ability to challenge existing processes independently.

Responsibilities

• Budgeting and forecasting for operating and capital expenditures.
• Review and consolidate departmental budgets for accuracy and alignment with targets.
• Develop forecasting models for OPEX and CAPEX.
• Monitor spending, identify deviations, and investigate variances.
• Prepare monthly variance analyses and management reports.
• Provide financial insights to support data-driven decisions.
• Partner with departments to drive cost-saving initiatives and process improvements.

Skills

Financial analysis

Data analysis

Interpersonal skills

Communication

Presentation skills

Project management

Adaptive and resilient

Challenging processes

KPI tracking

Education

Experience in financial services industry

Tools

SAP Controlling

PowerPoint

Job description

Job Description:

About The Job

The primary role provides in-depth financial analysis and reporting, specifically concerning the company's operating expenses (OPEX) and capital expenditures (CAPEX). Plays a key role in the budgeting process, cost control, performance monitoring, and driving financial efficiency across the organization.

What You’ll Do

Budgeting and Forecasting:

• Support the preparation and consolidation of operating and capital expenditure budgets..
• Review departmental budget submissions for completeness, accuracy, and alignment with approved assumptions and financial targets.
• Contribute to the development of robust forecasting models for OPEX and CAPEX.
• Coordinate with budget owners to gather financial data, assumptions, and supporting information

Cost Control And Monitoring

• Establish and maintain effective controls to monitor spending across all cost centers.
• Proactively track expenditures against approved budgets, forecasts, and relevant cost drivers, identifying and investigating deviations.
• Provide timely and insightful analysis of spending trends and potential risks or opportunities.
• Collaborate with budget owners to implement corrective actions and ensure adherence to financial guidelines.

Financial Reporting And Analysis

• Conduct thorough reviews of monthly financial results, with a specific focus on OPEX performance.
• Prepare detailed variance analysis reports (actual vs. budget/forecast) with clear explanations for significant deviations.
• Develop and present insightful financial reports and presentations to management, highlighting key trends, performance indicators, and potential areas for improvement.

Business Partnering And Performance Improvement

• Serve as a trusted financial partner to all departments, providing guidance and support on financial matters related to OPEX and CAPEX.
• Collaborate with departmental teams to identify, evaluate, and implement new cost‑saving initiatives and process improvements.
• Actively monitor the development and tracking of significant key performance indicators (KPIs) within each process that impact company profitability.
• Provide financial insights and analysis to support data‑driven decision‑making across the organization.

What You Need To Have

• Experience in financial services industry
• At least 2 years of experience in data and financial analysis
• Experience working in SAP controlling module
• Experience in heading discussions with C-level executives
• Financial modelling and preparation of PowerPoint presentations
• Project management skills
• Excellent interpersonal skills on all levels of organization
• Strong, independent person able to challenge existing processes
• Excellent communication and presentation skills on all levels of organization
• Ability to build alliances within organization
• Persistent, independent, highly trustworthy and loyal person of conviction
• Effectively adapting to multiple demands, shifting or conflicting priorities, ambiguity and rapid.
• Agile and flexible in understanding change in priorities.
• Resilience and ability to find new ways to overcome challenges.

Job Perks You'll Enjoy

• Permanent dayshift schedule
• Up to 20% variable performance-based bonus
• HMO on Day 1 and HMO dependents coverage including same-sex partners
• Access to mental health and wellness partners
• Wellness Leaves and Birthday Leave
• Internal career mobility options
• Local and international learning opportunities

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions. When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation. Here, there are #NoSmallRoles and #EveryoneisImportant.