Financial Analysis & Lending Docs Specialist

JPMorganChase; Metro Manila; On-site; PHP 450,000 - 650,000; Full time

Job summary

JPMorganChase in the Philippines seeks a Financial Statement Spreading Analyst to turn borrower financials into decision-ready insights. You will spread statements, abstract key terms, and support sound credit processes while ensuring data quality and timely processing.

You will collaborate with credit and lending operations teams, apply quality standards, and use internal systems to interpret data and produce accurate outputs that enable informed decisions.

Qualifications

• 2+ years of experience in banking, mortgage, financial analysis, loan operations, or a related field.
• Demonstrated ability to analyze financial statements and accurately spread/abstract key financial data.
• Working knowledge of common lending and servicing documents (e.g., lease agreements, mortgage documents, credit agreements, accounts receivable/payable reporting, rent rolls).
• Strong verbal and written communication skills to collaborate with stakeholders across levels.
• Ability to manage complex requests with minimal supervision and make independent process decisions within defined guidelines.
• Advanced proficiency in Microsoft Excel and Microsoft Access.
• Strong attention to detail and problem-solving skills.
• Effective time management, prioritization, and issue management skills.
• Ability and willingness to work in shifts.

Responsibilities

• Analyze financial statements and complete spreading in accordance with documented guidelines
• Process financial statements and supporting documents (e.g., appraisal reports, borrowing base certificates, compliance certificates) and abstract critical data
• Review loan and mortgage-related documents and process transactions according to service-level agreement requirements
• Interpret legal and underwriting-related documentation and perform due diligence to support lending requirements
• Research incoming requests and complete deliverables within agreed timelines
• Use internal systems to interpret data, analyze results, and document outcomes accurately
• Follow up on missing or deficient documentation with relevant stakeholders
• Apply judgment to make informed decisions within documented process guidelines and escalation paths

Skills

Financial analysis

Data interpretation

Communication

Attention to detail

Time management

Shift work

Education

Bachelor's degree in commerce, accounting, finance

Tools

Excel

Access

Job description

JPMorganChase in the Philippines seeks a Financial Statement Spreading Analyst to turn borrower financials into decision-ready insights. You will spread statements, abstract key terms, and support sound credit processes while ensuring data quality and timely processing.

You will collaborate with credit and lending operations teams, apply quality standards, and use internal systems to interpret data and produce accurate outputs that enable informed decisions.