Finance Operations & Payments Specialist

Atome; Mandaluyong; On-site; PHP 420,000 - 620,000; Full time

Job summary

Atome Financial Philippines is seeking a detail-oriented Payments Associate to manage daily settlement and disbursement activities, generate invoices accurately, and support monthly reconciliations across AR and AP. You will collaborate with merchant and customer teams and handle daily repayment and refund operations, while staying familiar with external payment networks such as Xendit and Dragonpay.

The ideal candidate holds a bachelor's degree with 2–3 years in payments or ecommerce

Qualifications

• Bachelor's degree with 2–3 years relevant experience.
• Experience in high-volume transaction environments.
• Background in payments: invoicing, dispute management, reconciliation.
• Lending experience is a strong plus; e-commerce background also acceptable.
• Hands-on experience with payment gateways (Xendit, Dragonpay, or similar).
• Familiarity with Netsuite (or comparable accounting systems).
• Strong communication skills.
• High attention to detail.
• Able to work independently (can step in for settlements when the primary owner is out).

Responsibilities

• Execute daily settlement and disbursement activities accurately and on time in the absence of the assigned team member responsible for settlements.
• Ensure timely and accurate generation of invoices.
• Assist in the monthly bank and payment gateway reconciliations, including identifying and resolving any discrepancies.
• Perform monthly reconciliation of Accounts Receivable (AR) and Accounts Payable (AP), investigate any discrepancies, and ensure timely resolution of identified variances.
• Provide timely support to relevant teams in addressing merchant and customer requirements.
• Responsibility to process daily repayment and refund operational support
• Provide support in the investigation and operations tasks
• Expected to be familiar with the operations on external payment networks

Skills

Strong communication skills

High attention to detail

Independent worker

Education

Bachelor's degree

Tools

Xendit

Dragonpay

Netsuite

Job description

Atome Financial Philippines is seeking a detail-oriented Payments Associate to manage daily settlement and disbursement activities, generate invoices accurately, and support monthly reconciliations across AR and AP. You will collaborate with merchant and customer teams and handle daily repayment and refund operations, while staying familiar with external payment networks such as Xendit and Dragonpay.

The ideal candidate holds a bachelor's degree with 2–3 years in payments or ecommerce