Field Sales & Microfinance Loan Officer

BDO Unibank, Inc; Batangas City; On-site; PHP 240,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and good credit quality. The role emphasizes soliciting MSME loan accounts, assessing eligibility, and coordinating processing with related units.

Ideal candidates have a four- or five-year degree, strong selling and communication skills, basic math, and proficiency with word processing and spreadsheets; field experience in microfinance is a plus,

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Sales

Communication

Customer service

Mathematical knowledge

Computer literacy

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and good credit quality. The role emphasizes soliciting MSME loan accounts, assessing eligibility, and coordinating processing with related units.

Ideal candidates have a four- or five-year degree, strong selling and communication skills, basic math, and proficiency with word processing and spreadsheets; field experience in microfinance is a plus,