Field Sales & Credit Officer, Microfinance

BDO Unibank; Metro Manila; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

Key duties include field visits to solicit microfinance loans, evaluating applicants, initiating credit and collection activities, coordinating with processing units, updating loan files, and executing sales activities to hit volume targets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Willing to do field work / working on the field on an almost daily basis.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling

Communication

Customer service

Field work

Basic math

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

Key duties include field visits to solicit microfinance loans, evaluating applicants, initiating credit and collection activities, coordinating with processing units, updating loan files, and executing sales activities to hit volume targets.