Commercial Relationship Manager: Loans & Portfolio Growth

RCBC; Muntinlupa; On-site; PHP 420,000 - 780,000; Full time

Job summary

RCBC is seeking a Commercial Loans Officer in Manila to generate new commercial loans, develop the existing portfolio, and cross-sell bank products while maintaining asset quality.

The role requires evaluating credit, analyzing client financials, and expanding relationships with key accounts. Candidates should have a relevant degree and 2+ years in banking or 5+ years in related industries, with strong MS Office and communication skills.

Qualifications

• Bachelor's degree in Economics, Business, Accounting, or Commerce. Post-graduate degree preferred.
• Working knowledge of trade payments/regulations, bank service policies, and account profitability analysis.
• Two years banking experience or five years in other industries.
• Proficient in MS Office; marketing and presentation skills; excellent oral and written communication; interpersonal skills.

Responsibilities

• Conducts credit evaluation of accounts, including client calls and ocular inspections.
• Analyzes client business, financial capacity, collateral, and profitability to recommend facilities.
• Improve loan portfolio quality and maximize return on resources.
• Solicits credit-worthy accounts by targeting markets and marketing bank products.
• Develops the existing portfolio through annual reviews and deepening relationships with prime accounts.

Skills

Credit analysis

Financial analysis

Relationship building

Presentation skills

Communication

Education

Bachelor's degree in Economics/Business/Accounting/Commerce

Tools

MS Office

Job description

RCBC is seeking a Commercial Loans Officer in Manila to generate new commercial loans, develop the existing portfolio, and cross-sell bank products while maintaining asset quality.

The role requires evaluating credit, analyzing client financials, and expanding relationships with key accounts. Candidates should have a relevant degree and 2+ years in banking or 5+ years in related industries, with strong MS Office and communication skills.