Commercial Loan Relationship Manager

RCBC; Legazpi; On-site; PHP 446,000 - 714,000; Full time

Job summary

RCBC in Legazpi seeks a Commercial Loans Officer to generate new credit facilities, develop existing portfolios, and manage client relationships in line with bank policies.

You will conduct credit evaluations, recommend facilities, and strive to improve portfolio quality while maximizing profitability for the bank.

Candidates should have a Bachelor's degree in economics/commerce, with 2 years banking experience preferred, and strong MS Office and communication skills.

Qualifications

• Bachelor's degree required in Economics, Business, Accounting or Commerce.
• MBA or post-graduate degree preferred.

Responsibilities

• Conducts credit evaluation of accounts, including client calls and ocular inspections.
• Recommends the establishment of credit facilities by analyzing the client's business, financial capacity, management, collateral, and profitability.
• Improves the quality of the loan portfolio and aims to maximize return on resources.
• Solicits credit-worthy accounts by identifying target markets and marketing bank products and services; tailors financial packages to client needs.
• Develops the existing portfolio with annual reviews and deepens relationships with prime accounts.

Skills

MS Office

Marketing

Presentation skills

Communication

Interpersonal skills

Education

Bachelor's degree in Economics, Business, Accounting, or Commerce

Job description

RCBC in Legazpi seeks a Commercial Loans Officer to generate new credit facilities, develop existing portfolios, and manage client relationships in line with bank policies.

You will conduct credit evaluations, recommend facilities, and strive to improve portfolio quality while maximizing profitability for the bank.

Candidates should have a Bachelor's degree in economics/commerce, with 2 years banking experience preferred, and strong MS Office and communication skills.