Account Officer 1

BDO Unibank; Laoag; Sur place; PHP 360 000 - 480 000; Plein temps

Résumé du poste

BDO Network Bank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while protecting profitability and credit quality. You will actively solicit microfinance loan accounts, analyze applicants' qualifications, initiate credit/collection activities, coordinate processing with other units, and execute sales efforts to meet volume targets.

Willingness to be assigned in Dingras Ilocos Norte is required, with fieldwork in local communities and

Qualifications

• Graduate of any four-year or five-year degree program.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance preferred.
• Preferably can drive a motorcycle.
• Willing to be assigned in Dingras Ilocos Norte.

Responsabilités

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Connaissances

Selling skills

Communication skills

Customer service

Fieldwork experience

Motorcycle driving

Formation

Bachelor's degree

Outils

MS Word

MS Excel

Description du poste

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in Dingras Ilocos Norte

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. All Rights Reserved.