Account Officer 1

BDO Unibank; Tanauan; On-site; PHP 1,800,000 - 2,400,000; Full time

Job summary

BDO Unibank in Tanauan, Batangas—Philippines is seeking a Loan Officer to drive microfinance loan growth while ensuring profitability and sound credit quality. You will solicit loan accounts, assess applicants, and coordinate processing with banking units to deliver reliable service.

The role requires a 4-year degree, strong sales and communication skills, basic math, integrity, and willingness to drive a motorcycle. Proficiency in Word/Excel and field experience in microfinance are advantages.

Qualifications

• Graduate of any 4-year degree program.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Preferably familiar with Word and Excel; fieldwork and sales in microfinance an advantage.
• Willingness to drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the customer’s needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing loan applications.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities to achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files and loan agreements for credit processing.
• Perform other functions that may be assigned to him/her.

Skills

Sales skills

Communication

Customer service

Math basics

Integrity

MS Office

Microfinance experience

Motorcycle driving

Education

Bachelor degree (any 4-year)

Tools

Word Processing

Excel

Job description

Job Description:

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.