Account Officer 1

BDO Unibank; Hinoba-an; On-site; PHP 167,000 - 234,000; Full time

Job summary

BDO Unibank is seeking a dedicated professional to drive microfinance loan volume while maintaining profitability and sound credit quality. The role involves soliciting loan accounts, evaluating applicant qualifications, and coordinating processing with various units.

Responsibilities include ensuring policy adherence, pursuing sales targets, handling client inquiries, updating loan files, and performing other assigned tasks. Motorcycle driving is preferred.

Qualifications

• Graduate of any 4 year degree course.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to inquiries and other requirements of clients.
• Review and update loan files and agreements for credit processing and booking.
• Perform other functions as assigned.

Skills

Selling

Communication

Customer service

Basic mathematical knowledge

Integrity

Microfinance sales experience (adv)

Motorcycle driving (preferred)

Education

Bachelor's degree / 4-year degree

Tools

Word processing

Spreadsheets

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.