Account Officer 1

BDO Unibank; Makati; On-site; PHP 279,000 - 390,600; Full time

Job summary

BDO Unibank is seeking a candidate for a loan officer position in Makati, Philippines. This role involves achieving loan volume targets while ensuring sound credit quality and providing excellent customer service. Responsibilities include soliciting microfinance loan accounts, analyzing applicant qualifications, and coordinating loan processing.

Ideal candidates are graduates of a 4-year degree with strong selling and communication skills, integrity, and familiarity with office software. Experience in microfinance and the ability to drive a motorcycle are advantageous.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication, and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicant’s qualifications for feasibility.
• Initiate credit and collection activities for credit quality.
• Coordinate with units on loan processing and servicing.
• Ensure adherence to bank’s policies and procedures.
• Execute sales and marketing activities to achieve targets.
• Attend to inquiries and other requirements of clients.
• Review and update customer loan files and agreements.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Education

Graduate of any 4 year degree course

Tools

Word processing software

Spreadsheets

Job description

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25307