Account Officer 1

BDO Unibank; Isabela; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Isabela. The role focuses on growing loan volume while maintaining profitability and sound credit quality, alongside delivering quality customer service.

The incumbent will solicit microfinance loan accounts, assess applicants, and coordinate with teams to process and service loans, ensuring accurate documentation and timely approvals.

Qualifications

• Bachelor's degree or higher required.
• Good selling and customer service skills.
• Basic mathematical knowledge.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Review and update customer loan files to ensure adequacy for processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales skills

Communication skills

Customer service skills

Basic math

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in: Delfin Albano, Ilagan, Santiago, Alicia and Echague Isabela