Account Officer 1

BDO Unibank; San Pablo; On-site; PHP 180,000 - 300,000; Full time

Job summary

BDO Unibank, Inc. is seeking a loan officer to drive microfinance loan growth while maintaining profitability and credit quality. The role emphasizes strong customer service and effective selling to meet volume targets.

The ideal candidate has a 4-year degree and proven communication, math, and sales skills, with integrity. Fieldwork and microfinance experience are a plus, and motorcycle driving is preferred for on-site client visits.

Qualifications

• Graduate of any 4-year degree course.
• Strong selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Selling

Communication

Customer Service

Math Skills

Integrity

Fieldwork

Motorcycle Driving

Education

4-year degree

Job description

Job Description:

Job Summary

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer

• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

• Initiates credit and collection activities to ensure credit quality of accounts

• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

• Ensures adherence to the bank’s policies and procedures

• Execute sales and/or marketing activities that will achieve volume targets

• Attends to inquiries and other requirements of the clients

• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.

• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course.

• Possesses good selling, communication and customer service skills.

• Must have basic mathematical knowledge.

• With high integrity.

• With fieldwork and sales experience on Microfinance, an advantage.

• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25299