Account Officer 1

BDO Unibank; Maddela; On-site; PHP 260,000 - 460,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, invites applications for an Account Officer for MSMEs to achieve loan targets while maintaining profitability and customer service. Based in Maddela, Quirino, you will solicit microfinance loan accounts, analyze qualifications, initiate credit/collection activities, and coordinate processing with relevant units to service loan clients.

This role requires a four- or five-year degree and strong selling/communication skills, with

Qualifications

• Graduate with a four- or five-year degree.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance preferred.
• Preferably able to drive a motorcycle.
• Willing to be assigned in Maddela, Quirino area.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with officers and units related to processing and servicing loan applications.
• Review loan files and agreements to ensure adequacy for processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Basic math

Fieldwork

Motorcycle riding

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
• Willing to be assigned in Maddela, Quirino area.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.