Account Officer 1 (Angono, Rizal)

BDO Unibank; Antipolo; On-site; PHP 400,000 - 600,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining good customer service and sound credit quality. Responsibilities include soliciting loan accounts, analyzing applicants, and coordinating with multiple units.

The ideal candidate holds a Bachelor's degree, possesses excellent selling and communication skills, and has experience in microfinance. Basic mathematical knowledge and the ability to drive a motorcycle are advantageous.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication, and customer service skills.
• Basic mathematical knowledge required.
• Fieldwork and sales experience in microfinance is an advantage.
• Ability to drive a motorcycle is preferred.

Responsibilities

• Solicit microfinance loan accounts to meet business needs.
• Analyze loan applicant qualifications for feasibility.
• Initiate credit and collection activities for account quality.
• Coordinate loan processing and servicing with other units.
• Review and update customer loan files and agreements.
• Execute sales and marketing activities to achieve targets.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheet software

Job description

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills
• Must have basic mathematical knowledge
• Preferably familiar with computer software including word processing & spreadsheets
• With fieldwork and sales experience on Microfinance, an advantage
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 28030