Marine Underwriter - Coastal Hull

If P&C Insurance Ltd (publ), Branch Denmark; Oslo; Hybrid; NOK 900,000 - 1,200,000; Full time

Job summary

If P&C Insurance Ltd (publ), Branch Denmark is seeking a Coastal Hull Underwriter to join our Nordic Marine team in Norway. You will underwrite coastal hull risks for commercial customers, balance profitability with client needs, and collaborate with brokers, customers, and colleagues across the Nordics.

You will contribute to portfolio development, loss prevention, and cross-border underwriting initiatives while working in a collaborative, hybrid environment with strong Nordic cooperation.

Qualifications

• Relevant education and/or equivalent experience within the maritime industry.
• Experience and sound understanding of coastal hull insurance business.
• Strong analytical skills to assess complex risk information.
• Excellent communication and negotiation skills.
• Fluent Norwegian and English, both written and spoken.
• Experience with brokers and commercial shipping customers (advantage).

Responsibilities

• Assessing and underwriting coastal hull risks for commercial customers.
• Evaluating exposures at customer and portfolio level.
• Determining pricing based on risk assessments and expected loss.
• Negotiating terms with customers and brokers.
• Supporting sales and service teams in coastal hull growth.
• Contributing to portfolio profitability and performance management.
• Collaborating with Marine and Commercial teams across the Nordic region.

Skills

Commercial awareness

Analytical skills

Communication skills

Negotiation skills

Team player

Norwegian language

English language

Education

Maritime education or equivalent experience

Job description

Join If Commercial and help shape the future of Marine Insurance! Are you passionate about ships, risk assessment, and building strong customer relationships? Do you want to work in a modern, collaborative, and customer-focused organisation where your expertise directly influences portfolio performance and business growth? We are looking for a Coastal Hull Underwriter to join our Nordic Marine team. In this role, you will work with one of the leading marine insurance portfolios in the Nordic market, partnering with customers, brokers, and colleagues to deliver sustainable and profitable insurance solutions.

About the role

As a Coastal Hull Underwriter, you will be responsible for underwriting and developing a portfolio of coastal hull business for commercial customers. You will balance customer needs, risk appetite, and profitability through sound underwriting judgement, risk analysis, and effective pricing. You will work closely with brokers, customers, sales teams across Norway, and underwriting colleagues throughout the Nordic region. The role offers a unique opportunity to influence portfolio performance while contributing to business development, customer relationships, and loss prevention initiatives.

Your key responsibilities include:

• Assessing and underwriting coastal hull risks for commercial customers
• Evaluating risk exposures at both customer and portfolio level
• Determining pricing based on risk assessments and expected loss outcomes
• Negotiating terms and solutions with customers and brokers
• Supporting sales and service teams in the continued development of coastal hull business
• Contributing to portfolio profitability and performance management
• Supporting loss prevention and risk improvement activities
• Collaborating closely with Marine and Commercial colleagues across the Nordic region

We offer

• An inclusive work environment where everyone is welcome
• Career and development opportunities in the largest insurance company in the Nordics
• Opportunities to work alongside highly skilled and experienced marine insurance professionals
• A collaborative and informal working culture with strong Nordic cooperation
• Possibility of a hybrid workplace
• Health-promoting workplace with wellness initiatives and sports activities
• Great insurance benefits
• Weekly workout hour
• High pension savings
• Professional development opportunities within underwriting, portfolio management, and commercial leadership

About the team

You will join a team of seven experienced Coastal Hull Underwriters located across the Nordic region, including three colleagues based in Norway. Together, the team combines deep technical expertise with a strong commitment to collaboration and customer service. We believe the best results are achieved by working together, sharing knowledge, and supporting each other's development. As part of our Nordic Marine organisation, you will have the opportunity to build relationships across countries and disciplines while contributing to the long-term success of our marine portfolio.

Who are you?

You combine strong commercial awareness with technical marine insurance expertise. You enjoy analysing complex information, assessing risk, and making well‑found decisions that contribute to profitable business outcomes. You are a relationship builder who communicates confidently with customers, brokers, and colleagues. You are able to explain risk assessments, pricing decisions, and underwriting considerations in a clear and professional manner. Most importantly, you are proactive, collaborative, and motivated by working in a team environment where expertise, responsibility, and customer focus are highly valued. You also have:

• Relevant education and/or equivalent experience within the maritime industry
• Experience and sound understanding of coastal hull insurance business
• Strong analytical skills and the ability to assess complex risk information
• Excellent communication and negotiation skills
• Fluent Norwegian and English language skills, both written and spoken
• Experience working with brokers and commercial shipping customers (advantage)
• Knowledge of other Nordic languages (advantage)
• Exposure to portfolio management and loss prevention initiatives (advantage)

Additional facts and the recruitment process

• Application deadline: Screening and interviewing will be conducted on a rolling basis, however the application deadline is October 11th, 2026.
• Work location: Oslo, Bergen, Trondheim, Tromsø, or Stavanger.
• Travelling: Occasional travel within Norway and approximately two Nordic trips per year.
• Start: As soon as possible or by agreement.
• For more information: Please contact Christopher Riley, Nordic Marine Team Lead, [e-mail].
• We use Semac for background checks for the final candidates.
• The role is covered by the Financial Undertakings Act, which requires a submitted police certificate before employment.

We look forward to your application!

If is an insurance company that helps a lot, and many. 4.5 million customers in seven countries, to be fairly precise. In order to help a lot, it is of course a given that we also support and uplift each other, no matter who we are and where we come from. We give each other boost, trust, and space so that we can reach new heights, together. And everyone of us can come to work every day feeling insured of growth.