Credit Risk Operations Specialist - Drive Global Growth

WhateverAI; Ciudad de México; Presencial; MXN 400.000 - 650.000; Jornada completa

Descripción de la vacante

Stripe's Mexico City office seeks a Credit Operations professional to perform credit risk assessments, underwriting for small and mid-size users, and to propose mitigation strategies that enable prudent risk-taking.

Ideal candidates will have 1+ years in commercial credit underwriting, strong accounting knowledge, and the ability to translate financial data into actionable risk narratives. This role emphasizes cross-team collaboration and continuous process improvement.

Formación

• 1+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
• Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries

Responsabilidades

• Work with merchants, from startups to established institutions, evaluating their business models and financial statements
• Help manage Stripe's portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
• Utilize analytics to optimize strategies that can be enforced across Stripe's portfolio
• Identify risk factors and trends and report these to the wider risk team to ensure consistency in partnership
• Identify gaps in current systems, policies, and strategies, and recommend enhancements and process improvements
• Have an opportunity to learn how Stripe operates and make a real impact on the future of the organization
• Be a part of building a brand-new team and operational culture for Stripe
• Partner with global operations specialists or business process owners to run a critical workflow

Conocimientos

Analytical thinking

Problem solving

Cross-functional collaboration

Financial analysis

Communication

Attention to detail

Herramientas

SQL

Descripción del empleo

Stripe's Mexico City office seeks a Credit Operations professional to perform credit risk assessments, underwriting for small and mid-size users, and to propose mitigation strategies that enable prudent risk-taking.

Ideal candidates will have 1+ years in commercial credit underwriting, strong accounting knowledge, and the ability to translate financial data into actionable risk narratives. This role emphasizes cross-team collaboration and continuous process improvement.