Credit Risk Operations Analyst: Underwriting & Analytics

Leyla; Chihuahua; On-site; MXN 420,000 - 640,000; Full time

Job summary

Stripe Mexico City is building a credit risk operations function to underwrite and monitor risk across merchants from startups to established firms.

You will assess financial statements, model cash flows, and collaborate with global teams to mitigate losses while enabling smart growth.

Strong candidates have 1+ years in credit underwriting, finance, or risk, with SQL and data storytelling abilities.

Qualifications

• 1+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting.
• Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks.
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries.
• Diagnostic thinking and problem-solving.
• Process-oriented mindset and ability to get things done.
• Experience working in an in-office environment with cross-team collaboration and support.
• Ability to prioritize and work in a quick-moving environment.
• Willingness to periodically work a weekend day.

Responsibilities

• Work with merchants, from startups to established institutions, evaluating their business models and financial statements.
• Help manage Stripe's portfolio by understanding risk across industries, geographies, and operating models.
• Identify differing risks of complex business models and enforce loss mitigation actions based on assessment.
• Utilize analytics to optimize strategies across Stripe's portfolio.
• Identify risk factors and trends and report to the risk team for consistency.
• Identify gaps in systems, policies, and strategies and recommend enhancements.
• Learn Stripe operations from the ground up and make an impact on the organization.

Skills

SQL

Data analysis

Problem solving

Job description

Stripe Mexico City is building a credit risk operations function to underwrite and monitor risk across merchants from startups to established firms.

You will assess financial statements, model cash flows, and collaborate with global teams to mitigate losses while enabling smart growth.

Strong candidates have 1+ years in credit underwriting, finance, or risk, with SQL and data storytelling abilities.