Credit Risk Operations Analyst: Underwriting & Analytics

Leyla; Ciudad de México; On-site; MXN 420,000 - 540,000; Full time

Job summary

Stripe in Mexico City seeks a Credit Risk Operations professional to assess commercial credit underwriting, analyze financial statements, and develop risk mitigation strategies across a global portfolio.

You will work with merchants from startups to established firms, applying analytics to identify trends and enforce loss mitigation actions while collaborating across teams in a fast-paced in-office environment.

Qualifications

• 1+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
• Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
• You excel in diagnostic thinking and problem-solving
• You have a process-oriented mindset and ability to get things done
• You enjoy working in an in-office environment with strong cross-team collaboration and support
• You are able to prioritize and enjoy working in a quick-moving environment
• You are humble and have a proven track record for working well across teams and with external partners
• You''re willing to periodically work a weekend day for which you will receive a weekday off. The SDC operates during daytime hours with shifts from the morning through early evening

Responsibilities

• Work with merchants, from successful venture-backed startups to well-established institutions, evaluating their business models and financial statements
• Help manage Stripe's portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
• Utilize analytics to optimize strategies that can be enforced across Stripe's portfolio
• Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
• Identify gaps in current systems, policies, and strategies, and recommend enhancements and process improvements
• Have an opportunity to learn how Stripe operates from the ground up and make a real impact on the future of the organization
• Be a part of building a brand-new team and operational culture for Stripe
• Partner with global operations specialists or business process owners to run a critical workflow

Skills

Analytical thinking

Problem solving

Cross-team collaboration

Attention to detail

Time management

Tools

SQL

Job description

Stripe in Mexico City seeks a Credit Risk Operations professional to assess commercial credit underwriting, analyze financial statements, and develop risk mitigation strategies across a global portfolio.

You will work with merchants from startups to established firms, applying analytics to identify trends and enforce loss mitigation actions while collaborating across teams in a fast-paced in-office environment.