Walk-in | Sales Executive

Axis Bank; Panvel, Navi Mumbai, Mumbai; On-site; INR 180,000 - 240,000; Full time

Job summary

Axis Bank in Panvel, Maharashtra is seeking a Sales Executive for Personal Loans. You will aggressively acquire customers, pitch tailored loan solutions, and close deals to meet monthly targets. You will also upsell other banking products and manage end-to-end deal processes with KYC/compliance support.

The role emphasizes direct customer interactions, tele-calling, and local networking to drive revenue in a retail banking setting.

Qualifications

• 0–4 years of aggressive sales experience in Retail Banking, NBFCs, or DSA.
• Experience with personal/unsecured loans is preferred.
• Strong communication and customer-facing skills.

Responsibilities

• Drive customer acquisition through walk-ins, referrals, calls, and networking.
• Pitch pre-approved personal loan offers and cross-sell banking products to maximize ticket size.
• Meet monthly loan disbursement targets and revenue goals in a fast-paced sales environment.
• Coordinate with underwriting to ensure swift approvals and disbursement.
• Maintain KYC/compliance during sales calls and meetings.
• Build rapport with customers and nurture repeat business.

Skills

Active Prospecting

Lead Qualification

Target Achievement

Cross-Selling

KYC Compliance

Education

Any HSC Passed

Job description

Job Description: Sales Executive Personal LoansPosition Overview

We are looking for an ambitious, result-oriented, and high-energy Sales Executive to drive growth for our personal loan segment. In this role, you will be on the frontline of business acquisitionproactively identifying prospective borrowers, pitching tailored loan solutions, and aggressively closing deals to hit monthly revenue targets.

Key Responsibilities & Revenue Drivers

• Active Prospecting & Business Development: Drive aggressive customer acquisition through walk-in interactions, existing account databases, direct tele-calling, and proactive local networking.
• Lead Qualification & High-Conversion Closing: Pitch pre-approved offers, personal loans, and credit top-ups to bank customers (NTB/ETB) over the phone and face-to-face, converting interest into instant applications.
• Target Achievement & Sales Execution: Exceed monthly personal loan disbursement volume and revenue targets in a fast-paced, goal-oriented sales environment.
• Relationship Building & Cross-Selling: Build strong rapport with prospective buyers, upselling and cross-selling high-margin banking products (credit cards, insurance, and fixed deposits) to maximize ticket size per customer.
• End-to-End Deal Pipeline Management: Collect essential KYC/income documentation and coordinate directly with underwriting and credit teams to ensure swift approvals and fast disbursement turnarounds.
• Compliance & Pitch Accuracy: Execute ethical sales practices, strictly following KYC, AML, and regulatory guidelines during sales calls and customer meetings.

Preferred Candidate Profile

• Education: Any HSC Passed
• Experience: 0 to 4 years of aggressive sales experience in Retail Banking, NBFCs, Direct Sales Agencies (DSA), or Telesalesspecifically focused on personal/unsecured loans..

Key Performance Indicators (KPIs)

• Monthly Loan Disbursement Targets: Achievement of individual volume and value quotas.
• Conversion Rate: High Application-to-Disbursement ratio and quick lead turnaround.
• Cross-Sell Volume: Number of complementary financial products attached per lead.