Senior Relationship Executive - GL South

Bajaj Finserv Limited; Hyderabad; On-site; INR 720,000 - 880,000; Full time

Job summary

Bajaj Finserv Limited, Hyderabad, seeks a Branch Manager to lead a team, drive profitability, and grow the consumer gold loan business. You will oversee branch operations, ensure compliance, and develop strategies to enhance customer loyalty.

Responsibilities include field marketing, customer acquisition and retention, accurate valuation of pledged gold, vault security, and mentoring staff. Strong managerial experience in gold loan banking is preferred.

Qualifications

• 4-7 years of relevant experience.
• Bachelor's degree or higher preferred.
• Experience in gold loan banking or gold loan products.
• Strong written and verbal communication skills.

Responsibilities

• Lead branch operations and drive profitability.
• Coordinate field marketing to improve brand visibility.
• Plan and monitor field marketing to generate leads and branch growth.
• Engage customers for new acquisitions and retain existing clients.
• Ensure accurate valuation of pledged gold and compliance with policies.
• Joint custodian of the vault and safekeeping of pledged securities.
• Maintain NPAs through follow-ups for interest collections.
• Hire, coach, and train staff with timely performance feedback.
• Prepare reports and drive branch growth.
• Expand gold loan business and other products.

Skills

Leadership

Communication

Team management

Planning

Education

Bachelor's degree

Postgraduate degree

Job description

Job Summary

This position is open with Bajaj finance limited. The Branch manager is a managerial responsibility for providing full leadership and direction to the team of employees in growing business and client base of consumer gold loan. The overall objective of this role is to build customer loyalty and recommend the development of business strategies or initiatives and may include the management of activities by external organizations, and the direct management of individuals.

Responsibilities

• Responsible for overall branch operations,performance profitability of the branch.
• Drive participate in field-marketing activities of various financial products along with the team to improve brand visibility
• Plan,conduct monitor the branch field level marketing activities to ensure health pipeline of leads resulting into business conversion branch growth
• Focus on customer engagement for new customer acquisitions retainment of old customers
• Conducting error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance
• Joint custodian of the Vault with responsibility of safekeeping of pledged securities as per company policies
• Responsible for keeping NPAs in control through strong follow-ups from the customers for interest collections
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance
• Maintaining quality performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch
• Increase Gold Loan business, plus various other third-party products i.e., NCD''s, Gold Coins sale etc.
• Responsible for correct valuation maintenance of 100% process compliance at branch.

Required Qualifications and Experience

• 4-7 years of relevant experience required.
• Bachelors Degree/Post-graduation Degree preferred.
• Previous experience in gold loan banking, gold loan products, management or client service preferred.
• Consistently demonstrates clear and concise written and verbal communication skills.