Senior Branch Sales Officer

Muthoot Fincorp Ltd.; Visakhapatnam; On-site; INR 300,000 - 420,000; Full time

Job summary

Muthoot FinCorp Limited in Visakhapatnam seeks a Senior Branch Sales Officer to source business from the open market, onboard connectors, and drive Micro LAP growth while ensuring regulatory compliance. This role requires strong local communication and market knowledge.

You will report to the Branch Sales Manager, manage relationships with referral partners, and work across a 50–100 km area to achieve targets with field selling and daily outreach.

Qualifications

• Minimum qualification: Any Graduate or Non Graduate.
• 2+ years experience in similar industry.
• Good communication and local language skills.
• Knowledge of mortgage loans, products, processes, and regulations.

Responsibilities

• Drive business growth by identifying new business opportunities, developing relationships with key stakeholders.
• Empanel new connectors on every month.
• Find new micro markets and empanel good quality referral partners to scale up Micro LAP business.
• Work in the area assigned by the Branch Sales Manager and generate leads.
• Cold calling to the potential customer base to generate business.
• Daily sales calls as per the plan submitted to BBM.
• Build and nurture relationships with referral partners and connectors.

Skills

Communication skills

Local language

Interpersonal skills

Geographical market knowledge

Education

Any Graduate or Non Graduate

Job description

Designation: Senior Branch Sales Officer

Function: SULB/ Business

Administrative Reporting: Branch Sales Manager

Functional Reporting: Branch Sales Manager

Job Purpose:

• The primary responsibility of Senior Branch Sales Officer is to source business from the open market and connectors to achieve business targets as per the organizational goal.

ROLE SPECIFICATION

Role Title

Senior Branch Sales Officer

Employee Interviewed

Reports To

Branch Sales Manager

Company

Muthoot FinCorp Limited

Function/Department

Secured & Unsecured Lending Business

Approved By (Immediate Superior)

ROLE SUMMARY

Branch Sales Officer will be responsible for maintaining quality portfolios across all the processing centers. BSO needs to follow all necessary regulatory requirements and compliance. This role requires communication skills in the local language.

ORGANIZATIONAL CHART

KEY RESPONSIBILITIES

Business Development

Drive business growth by identifying new business opportunities, developing relationships with key stakeholders.

He needs to source and empanel new connectors on every month

To find new micro markets and empanel good quality referral partners to scale up Micro LAP business.

Work in the Area assigned by the Branch Sales Manager and generate leads

Cold Calling to the potential customer base to generate business

Daily Sales Calls as per the Plan submitted to BBM

To find, nurture and develop excellent relationships with the Referral Partners and Connectors

KEY CHALLENGES

• Technology

KEY DECISIONS TAKEN

NIL

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

• Credit
• Legal
• Technical
• Operations
• Customers
• Connectors
• External Legal team
• TEAL
• MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

Geographical Coverage-

50 to 100 KM

No of Direct Reportees-

Nill

Total Team Size -

Nill

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

• Good communication, including local language and interpersonal skills.
• Good understanding of the local geographical market.
• Knowledge of business mortgage loans, products, processes, and regulations
• Knowledge upgrading on latest regulatory norms.
• Good in collaboration with internal & external partners.

EDUCATION / EXPERIENCE

Minimum Qualification: Any Graduate or Non Graduate

Nature of Experience: 2+ Years Experience in similar industry.