Senior Bank Officer Business Account

Au Small Finance Bank Ltd.

Chennai

Sur place

INR 700 000 - 1 200 000

Plein temps

Il y a 2 jours

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Résumé du poste

AU Small Finance Bank Limited is seeking a Senior Bank Officer in Business Accounts to drive growth in the corporate client segment. The role focuses on acquiring and managing business accounts, delivering tailored financial solutions, and maintaining strong client relationships.

The candidate will assess credit risk, collaborate with credit and product teams, and ensure compliance while achieving sales targets and contributing to market insights.

Qualifications

Bachelor’s degree or higher in Finance/Business is required or preferred.
MBA or equivalent postgraduate qualification is preferred.
Experience in business banking sales or relationship management is desirable.

Responsabilités

Develop and execute plans to acquire and grow business accounts in the assigned territory.
Build and maintain relationships with business clients to offer tailored banking solutions.
Conduct credit assessments and risk analysis in compliance with policies.

Connaissances

Business Account Management

Financial Analysis

Credit Assessment

Sales Strategy

Client Relationship Management

Risk Management

Market Research

Negotiation

Team Leadership

Regulatory Knowledge

CRM Software Proficiency

Communication Skills

Formation

Bachelor’s degree in Finance or Business Administration

MBA or equivalent postgraduate qualification

Description du poste

Full Time

Job Description

Group Company:

AU Small Finance Bank Limited

Designation:

Senior Bank Officer Business Account

Office Location:

Primary Responsibilities:

#*Primary Responsibilities*#

Additional Responsibilities:

#*Additional Responsibilities*#

Reporting Team

Reporting Designation: #*Reporting Designation*#
Reporting Department: #*Reporting Department*#

Education and Experience

Category: #*Category*#
Field specialization: #*Field specialization*#
Degree: #*Degree*#
Academic score: #*Academic score*#

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required work experience

Role: #*Role*#
Years of experience: #*Years of experience*#

Job Brief

We are seeking a highly experienced and results-driven professional to join AU Small Finance Bank Limited's Sales Department as a Senior Bank Officer specializing in Business Accounts. This role demands a strategic thinker with deep knowledge of financial services and business banking products, responsible for driving business growth by acquiring and managing business accounts. The ideal candidate will leverage their expertise to build strong client relationships, analyze market trends, and deliver tailored financial solutions that meet the unique needs of business clients. This position plays a critical role in expanding the bank's portfolio and enhancing customer satisfaction through effective sales strategies and compliance adherence.

Responsibilities

Develop and execute strategic plans to acquire and grow business accounts within the assigned territory.
Build and maintain strong relationships with business clients to understand their financial needs and provide customized banking solutions.
Conduct thorough credit assessments and risk analysis for business account proposals in compliance with the bank’s policies.
Collaborate with internal teams including credit, operations, and product to ensure seamless onboarding and servicing of business clients.
Monitor market trends and competitor activities to identify new business opportunities and recommend product enhancements.
Achieve and exceed sales targets by proactively managing the sales pipeline and closing business account deals.
Ensure strict adherence to regulatory requirements and internal compliance standards in all business transactions.
Provide training and mentorship to junior sales officers to enhance team performance and knowledge sharing.
Prepare detailed reports on business account performance, client feedback, and market insights for senior management review.
Participate in industry events and networking opportunities to enhance the bank’s visibility and brand reputation.

Skill

Business Account Management
Financial Analysis and Credit Assessment
Sales Strategy Development
Client Relationship Management
Risk Management and Compliance
Market Research and Competitive Analysis
Negotiation and Deal Closure
Team Leadership and Mentorship
Regulatory Knowledge in Banking
CRM Software Proficiency
Communication and Presentation Skills

Preferred Qualifications

Bachelor’s degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification preferred.
Minimum of 5-7 years of experience in business banking sales or relationship management within the financial services industry.

Key Performance Indicators: #*Key Performance Indicators*#

Required Knowledge: #*Required Knowledge*#

Required Skills: #*Required Skills*#

Required abilities