Bank Officer Business Account

Au Small Finance Bank Ltd.

Coimbatore District

On-site

INR 600,000 - 900,000

Full time

45 hours ago

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Job summary

AU Small Finance Bank Limited is seeking a dedicated Bank Officer - Business Account to drive growth of our business banking portfolio. You will acquire and manage business accounts, deliver exceptional client service, and support financial performance.

The role requires a strong understanding of financial products for businesses and excellent relationship management, with the ability to analyze client needs within the financial services industry.

Qualifications

Bachelor's degree in Finance or Business Administration; MBA preferred.
3-5 years of experience in business banking or corporate sales.
Experience in managing business accounts and understanding financial products.

Responsibilities

Identify, acquire, and onboard new business clients to expand the bank’s business account portfolio.
Develop and maintain relationships with existing business clients for satisfaction and retention.
Conduct financial needs analysis to recommend banking products and services.
Collaborate with internal teams to facilitate account opening, credit assessment, and loan processing for business clients.
Monitor and manage the performance of business accounts with regulatory compliance.
Prepare and present business proposals and financial solutions tailored to client needs.
Stay updated with market trends, competitor offerings, and regulatory changes.
Achieve assigned sales targets and contribute to department growth.
Provide timely reports on activities, pipeline, and market feedback to senior management.
Participate in business development initiatives and community outreach.

Skills

Business Account Management

Financial Needs Analysis

Client Relationship Management

Credit Assessment and Risk Analysis

Sales and Negotiation

Regulatory Compliance in Banking

Financial Product Knowledge

Market Research and CompetitorAnalysis

Business Development

Report Preparation and Presentation

Education

Bachelor's degree in Finance, Business Administration, or related field

MBA or relevant postgraduate qualification (preferred)

Job description

Full Time

Job Description

Group Company: AU Small Finance Bank Limited

Designation: Bank Officer Business Account

Office Location:

Primary Responsibilities: #*Primary Responsibilities*#

Additional Responsibilities: #*Additional Responsibilities*#

Reporting Team

Reporting Designation: #*Reporting Designation*#
Reporting Department: #*Reporting Department*#

Education and Experience

Category: #*Category*#
Field specialization: #*Field specialization*#
Degree: #*Degree*#
Academic score: #*Academic score*#

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required work experience

Role: #*Role*#
Years of experience: #*Years of experience*#

Job Brief

AU Small Finance Bank Limited is seeking a dedicated and results-driven professional to join our Sales Department as a Business Account Officer. This role is pivotal in driving the growth of our business banking portfolio by acquiring and managing business accounts, ensuring exceptional client service, and contributing to the bank's overall financial performance. The ideal candidate will have a strong understanding of financial products tailored for businesses, excellent relationship management skills, and the ability to analyze and meet the unique needs of diverse business clients within the financial services industry.

Responsibilities

Identify, acquire, and onboard new business clients to expand the bank’s business account portfolio.
Develop and maintain strong relationships with existing business clients to ensure high levels of satisfaction and retention.
Conduct detailed financial needs analysis for business clients to recommend appropriate banking products and services.
Collaborate with internal teams to facilitate smooth account opening, credit assessment, and loan processing for business clients.
Monitor and manage the performance of business accounts, ensuring compliance with regulatory requirements and internal policies.
Prepare and present business proposals and financial solutions tailored to client requirements to drive revenue growth.
Stay updated with market trends, competitor offerings, and regulatory changes impacting business banking services.
Achieve assigned sales targets and contribute to the strategic growth objectives of the Sales Department.
Provide timely and accurate reports on business account activities, pipeline status, and market feedback to senior management.
Participate in business development initiatives, networking events, and community outreach to enhance the bank’s market presence.

Skill

Business Account Management
Financial Needs Analysis
Client Relationship Management
Credit Assessment and Risk Analysis
Sales and Negotiation
Regulatory Compliance in Banking
Financial Product Knowledge
Market Research and Competitor Analysis
Business Development
Report Preparation and Presentation

Preferred Qualifications

Bachelor’s degree in Finance, Business Administration, or a related field; MBA or relevant postgraduate qualification is preferred.
Minimum of 3-5 years of experience in business banking, corporate sales, or financial services with a proven track record of managing business accounts.

Key Performance Indicators

#*Key Performance Indicators*#

Required Knowledge

#*Required Knowledge*#

Required Skills

#*Required Skills*#

Required abilities