Sales Manager - Personal Loans

Kotak Mahindra Bank Limited; Lucknow; In loco; INR 900.000 - 1.300.000; Tempo pieno

Descrizione del lavoro

Kotak Mahindra Bank Limited is seeking a Sales Manager for Personal Loans to promote loan products, identify prospective clients and assess their financial needs to offer tailored solutions. You will build strong customer relationships, work toward sales targets, stay updated on market trends, and collaborate with colleagues to cross-sell banking products in a fast-paced environment.

This role requires excellent communication, negotiation, and CRM proficiency, with a focus on delivering a

Competenze

• Bachelor's degree preferred in business, finance, marketing, or related field.
• Minimum 2 years of sales experience, preferably in banking/financial services.
• Excellent communication and interpersonal skills with a customer-centric approach.
• Strong sales and negotiation skills with a proven track record of achieving targets.
• Ability to build rapport and establish long-term customer relationships.
• Proficiency in using CRM systems and sales tracking tools.
• Good knowledge of personal loan products, including features and benefits.
• Analytical skills to interpret data and make informed sales decisions.
• Flexibility to work in a dynamic and fast-paced environment.
• A self-motivated and results-driven attitude with a passion for sales.

Mansioni

• Promote personal loan products to potential customers.
• Conduct needs assessments to understand financial requirements.
• Offer tailored loan solutions and explain terms clearly.
• Build and maintain strong customer relationships.
• Achieve individual and team sales targets.
• Stay updated with market trends and competitor offerings.
• Collaborate to cross-sell other bank products.
• Provide outstanding customer service and resolve queries.
• Maintain accurate loan documentation and records.
• Attend sales meetings, trainings, and events to enhance skills.

Conoscenze

Communication

Interpersonal skills

Sales/negotiation

CRM proficiency

Analytical skills

Customer-centric

Formazione

Bachelor's degree in business/finance/marketing or related field

Strumenti

CRM systems

Descrizione del lavoro

Sales Manager-Personal Loan-Sales Job Description

As a Sales Executive, you will be responsible for promoting and selling personal loans to potential customers. Your role will involve identifying and targeting prospective clients, understanding their financial needs, and offering tailored loan solutions. You will build strong relationships with customers, providing excellent service and ensuring a positive borrowing experience. Your efforts will contribute to the bank's overall sales targets and help drive business growth.

Responsibilities

• Proactively identify and engage with potential customers to promote personal loan products.
• Conduct thorough needs assessments to understand customer financial requirements.
• Offer personalized loan solutions, explaining terms and conditions clearly.
• Build and maintain a strong network of customer relationships.
• Achieve individual and team sales targets, ensuring consistent performance.
• Stay updated with market trends and competitor offerings to provide competitive solutions.
• Collaborate with colleagues to cross-sell other bank products and services.
• Provide exceptional customer service, addressing queries and concerns promptly.
• Maintain accurate records and documentation for loan applications and approvals.
• Attend sales meetings, training sessions, and events to enhance skills and knowledge.

This is an Internal document.

Qualifications

• A bachelor's degree in business, finance, marketing, or a related field is preferred.
• Minimum 2 years of experience in sales, preferably in the banking or financial services industry.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Strong sales and negotiation skills, with a proven track record of achieving targets.
• Ability to build rapport and establish long-term customer relationships.
• Proficiency in using CRM systems and sales tracking tools.
• Good knowledge of personal loan products, including features and benefits.
• Analytical skills to interpret data and make informed sales decisions.
• Flexibility to work in a dynamic and fast-paced environment.
• A self-motivated and results-driven attitude with a passion for sales.

Experience Level Mid Level