Sales Manager - BIL, Bijapur

SMFG INDIA CREDIT COMPANY; Vijayapura District; Sur place; INR 600 000 - 1 000 000; Plein temps

Résumé du poste

SMFG INDIA CREDIT COMPANY is seeking professionals to source SME/MSME lending opportunities and manage end-to-end client relationships, from credit assessment to post-disbursement activities.

The role focuses on field-based engagement, early warning, and collateral processing, with emphasis on maintaining strong DSA/channel partner networks and avoiding employment gaps.

Qualifications

• Experience in SME/MSME lending and credit processes.
• Strong local market knowledge and connections with DSA and partners.
• CIBIL score above 700 with no employment gaps.

Responsabilités

• Sourcing SME/ MSME customers
• To manage relationship, early warning, portfolio management of assigned customers
• Have or develop ability to do financial appraisal for credit needs
• To handle / coordinate for pre & post disbursement activities for all new / renewed credit lines for assigned set of customers
• To handle / coordinate for collateral creation process for new customers and renew credit lines for assigned set of customers
• Understanding process of mortgaging and securing collaterals
• To do field level early warning call as per prescribed frequency.
• To support soft collection in case of any of assigned customer going delinquent

Connaissances

DSA network

Channel partners

Local market knowledge

Formation

SME/MSME lending experience

Description du poste

Role & responsibilities

• Sourcing SME/ MSME customers
• To manage relationship, early warning, portfolio management of assigned customers
• Have or develop ability to do financial appraisal for credit needs
• To handle / coordinate for pre & post disbursement activities for all new / renewed credit lines for assigned set of customers
• To handle / coordinate for collateral creation process for new customers and renew credit lines for assigned set of customers
• Understanding process of mortgaging and securing collaterals
• To do field level early warning call as per prescribed frequency.
• To support soft collection in case of any of assigned customer going delinquent

Preferred candidate profile

Experience in business loans, good connection with local DSA & channel partners, local market knowledge, cibil should be more than 700, should have no employment gap.