Relationship Officer- MB

Finxecute Solutions Private Limited; Nagpur District; On-site; INR 250,000 - 350,000; Full time

Job summary

A financial solutions provider is seeking a candidate to promote business loans under the micro banking vertical in Nagpur. The ideal applicant will have strong communication and leadership skills. Responsibilities include conducting market surveys, acquiring necessary information for loan disbursements, and managing client interactions. Candidates with a graduation degree and proficiency in banking procedures are encouraged to apply, with age limits of 28 for freshers and 32 for experienced applicants.

Qualifications

• Strong communication and leadership skills essential.
• Capable of handling work independently.
• Knowledge of banking transaction formalities required.
• Analytical skill
• Knowledge of the banking transaction formalities.
• Computer knowledge.

Responsibilities

• Promote business loans under micro banking and achieve targets.
• Supply all necessary information to Credit Managers for assessment.
• Conduct market surveys and identify target customers.
• Assist in loan disbursement formalities.
• Identification of target customer in their zone.
• Conducting promotion and cold calling.
• Product feature sharing with prospective customer.
• Sales of Product.
• Initial screening of customer’s eligibility for the loan.
• KYC document collection from interested client.
• Creating and maintaining strict Credit Discipline, with zero tolerance for any deviation.
• Disbursing loan strictly in accordance to the procedures laid down in the OM.
• Routine visit to the client.
• Ensuring timely repayment of loan through PDC.
• Imparting proper training to newly recruited Trainee Relationship Officers (TROs) as and when they are assigned for training.
• Updating clients of new development in the company in respect of product & services.
• Any other responsibility entrusted from time to time based on requirements of the company.
• Counsel clients on the terms of business loan and other loan product.

Skills

Strong communication skills

Leadership skills

Result orientation

Inter-personal skills

Service orientation

Analytical skill

Computer knowledge

banking knowledge

computer knowledge

Education

Graduation

Job description

Thousands of jobs in the computer, engineering andtechnology sectors are waiting for you.

The incumbent will be responsible Promotion of business loan under micro banking vertical and achieve agreed business target assigned time to time. He is responsible for completion of all the requirement for disbursement of business Loan to clients. He is responsible to supply all the information to Credit manager required for credit assessment of the clients.

Key Responsibilities

• Promotion of business loan under micro banking vertical and achieve agreed businesstarget assigned time to time.
• Supply Credit Assessment information to Credit Managers.
• Complete required formality for loan disbursement.
• Market survey.
• Identification of target customer in their zone.
• Conducting promotion and cold calling.
• Product feature sharing with prospective customer.
• Sales of Product.
• Initial screening of customer’s eligibility for the loan.
• KYC document collection from interested client.
• Creating and maintaining strict Credit Discipline, with zero tolerance for anydeviation.
• Disbursing loan strictly in accordance to the procedures laid down in the OM.
• Routine visit to the client.
• Ensuring timely repayment of loan through PDC.
• Imparting proper training to newly recruited Trainee Relationship Officers (TROs)as and when they are assigned for training.
• Updating clients of new development in the company in respect of product &services.
• Any other responsibility entrusted from time to time based on requirements of thecompany
• Council clients on the terms of business loan and other loan product.

Educational Qualifications & Certifications

Graduation

Age Criteria

28 Years for freshers

• 32 Years for experienced

Skill & Competencies

Strong communication skills, leadership skills, result orientation, inter-personal skills, and service orientation.

• Capability of handling work independently.
• Analytical skill
• Knowledge of the banking transaction formalities.
• Computer knowledge.

Key Interfaces

Internal

• Branch Staff and Head office staff

External

Clients and District Administrative officials