Relationship Manager

Axis Bank; Porbandar; On-site; INR 500,000 - 700,000; Full time

Job summary

Axis Bank is seeking a Relationship Manager to drive market growth in Porbandar. You will source business, build strong customer relationships, and cross-sell a range of loan products while ensuring service excellence and end-to-end process management.

You will coordinate with various bank departments to ensure smooth disbursements, manage partner channels, and monitor portfolio health in a dynamic sales environment.

Qualifications

• Graduation/post-graduation from a recognized institute.
• Fresher and sales experience.

Responsibilities

• Achieve top-line business targets by sourcing through channel teams.
• Build and nurture relationships with bank branches and cross-sell products.
• Launch new products in the market.
• Ensure high-quality customer service and satisfaction.
• Handle end-to-end activities from login to disbursement for products.
• Coordinate with Credit/Operations and other departments for smooth processes.
• Acquire channel partners (connectors) for sourcing products.
• Improve ARMs performance and deepen branch relationships.
• Ensure portfolio health and timely servicing.

Skills

Sales orientation

Relationship management

Communication skills

Education

Graduation / Post-graduation

Job description

About the Role:

Relationship Managers (RM) are a part of the Bank's sales force whose primary responsibility is to get

customers for the bank and explore new business opportunities. RMs manage a team of executives responsible

for selling loan products to the customers based on their needs and growth of the lending book of the area

through NTB acquisition as well ETB portfolio They will ensure mapping of market and customers according

to their need and handle queries to ensure customer satisfaction.

Details of the Role:

Department CBG Grade AM/DM/M/SM

Sub-Department SBB- CBG Reporting (Business) SM/AVP/VP

Location Reporting (Matrix)

Key Responsibilities:

• Ensure achievement of the Top line Business Targets by sourcing business through channel teams.
• Building and nurturing relationships with the bank branches and by cross-selling other products
• Responsible for launching new products in market
• Ensure key customer satisfaction through customer service of the highest quality
• Handle all end to end activities related to the product i.e. from Login to Disbursement
• Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows
• Responsible for acquisition of channel partners for sourcing products - Connectors
• Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with

existing clients

• Prevent/ minimize the fraudulent/risky proposals entry into the system
• Act as Absolute owner of the Mapped book & manage the Customer Life Cycle.
• Renewals & Deferrals Management
• Manage the Portfolio Health, DPDs & the timely interest servicing
• Aim to increase Product per Customer & acquire full relationship of the Customer for all banking Needs
• Responsible for the productivity of the Relationship officer if mapped.
• Effectively use the Digital platforms like Project Neo, Various STP Journeys , Business App , Siddhi &

others available to extend faster & better experience.

Qualifications:

• Graduation/post-graduation from a recognized institute
• Fresher and sales experience.

Role Proficiencies:

• Strong sales orientation
• Proficiency in managing complex client relationships, diverse stakeholders
• Knowledge of industry, technology, marketing, and product trends
• Knowledge of regulatory guidelines and norms
• Capability to handle pressure and meet deadlines
• Competence in managing within a dynamic, priority-setting environment
• Strong risk and compliance mindset
• Adept at communication and interpersonal skills

Skills

Refer to the Job Description