Relationship Officer

Sprs Solutions; Konaseema; On-site; INR 300,000 - 600,000; Full time

Job summary

Sprs Solutions in India is seeking an Individual Relationship Officer to acquire customers and sell retail loan products such as Personal Loans, LAP, and Home Loans. The role involves field visits, lead generation, and guiding applicants through the loan process.

You will collect KYC documents, coordinate with credit and operations teams, and ensure timely disbursement while maintaining strong client relationships and meeting monthly targets.

Qualifications

• Experience in selling retail loan products such as Personal Loans, LAP, Home Loans.
• Ability to generate leads through field visits, references and telecalling.
• Familiarity with KYC documents and income proofs.

Responsibilities

• Generate leads through field visits, references, telecalling, and other sourcing channels.
• Identify suitable loan products for individual customers.
• Source applicants and help achieve monthly sales targets.
• Collect and verify KYC documents and income proofs.
• Coordinate with credit, operations and verification teams for loan processing.
• Follow up with customers until loan approval and disbursement.
• Maintain relationships and provide updates throughout the loan process.
• Conduct market visits to identify new business opportunities.
• Ensure compliance with lending guidelines and company policies.

Job description

Job Title: Individual Relationship Officer (Individual RO)

Industry: Banking / NBFC / Housing Finance

Department: Sales Retail Lending

Job Summary

An Individual Relationship Officer is responsible for acquiring individual customers, generating leads, and selling retail loan products such as Personal Loans (PL), Loan Against Property (LAP), Home Loans, or other secured and unsecured loans, depending on the companys product portfolio.

Key Responsibilities

• - Generate leads through field visits, references, telecalling, and other sourcing channels.
• - Identify potential customers and explain suitable loan products.
• - Source individual customers for loan applications and achieve monthly sales targets.
• - Collect and verify KYC documents, income proofs, and other required documents.
• - Coordinate with credit, operations, and verification teams for loan processing.
• - Follow up with customers until loan approval and disbursement.
• - Maintain customer relationships and provide updates throughout the loan process.
• - Conduct market visits to identify new business opportunities.
• - Ensure compliance with company policies and lending guidelines.

Note: Candidates with career gaps are not eligible.