Relationship Manager - HYP - Construction Equipment-Construction Equipment CE -Retail-Marketing Branches Operations

Kotak Mahindra Bank; Surat; On-site; INR 900,000 - 1,300,000; Part time

Job summary

Kotak Mahindra Bank is seeking a relationship professional to source NTB corporate clients in the Gujarat region. The role focuses on managing mid to large corporate and infrastructure client relationships and delivering a suite of lending and trade finance products.

The ideal candidate will handle clients with turnover above ₹25 cr and average lending tickets above ₹10 cr, including cash credit/OD, project funding, term loans, guarantees, LC, BOE, and buyers credit.

Qualifications

• Sourcing new to bank (NTB) clients.
• Relationship management for mid and large corporates / infrastructure clients.
• Experience with clients having turnover > ₹25 cr and avg lending ticket > ₹10 cr.
• Experience with products: cash credit/OD, project funding for EPC, term loans, bank guarantees, trade finance (LCs), bill discounting, buyers credit.

Responsibilities

• Sourcing NTB clients for the bank.
• Manage relationships with mid and large corporates and infrastructure companies.
• Coordinate and process credit facilities and trade finance products as listed.

Job description

Job Description

Sourcing new to bank (NTB) clients

• Relationship management for Mid and large corporates / Infrastructure companies
• Experience in handling clients with more than 25 cr Turnover, and avg ticket size of lending of >Rs.10crs.
• Candidate should have dealt with following products:
• Cash credit/Over draft Limits
• Project funding for EPC projects
• Term Loan/Foreign currency Term Loan for Working capital and Equipment/Plant and Machinery Purchases
• Bank Guarantee Limits
• Trade products i.e. LC Limits (for Import and domestic purchases)
• Bill Discounting Limits both LC backed and BOE backed
• Buyers credit Limits.