Relationship Manager CV & CE

AU Small Finance Bank; NTR; On-site; INR 600,000 - 1,200,000; Full time

Job summary

AU Small Finance Bank Limited is seeking a dynamic and experienced professional to join our Sales department as a Relationship Manager specializing in Current and Savings Accounts (CV & CE). This role is pivotal in driving customer acquisition, retention, and growth by managing and nurturing relationships with individual and corporate clients.

The ideal candidate will possess a deep understanding of financial products, excellent interpersonal skills, and a proven track record in sales within the

Responsibilities

• Develop and maintain relationships with existing and prospective clients to achieve sales targets for Current and Savings Accounts.
• Identify client needs and provide tailored financial solutions, ensuring alignment with product offerings and compliance.
• Conduct market research to identify new business opportunities and enhance customer acquisition strategies.
• Collaborate with credit, operations, and risk management to ensure seamless onboarding and servicing of clients.
• Monitor and manage portfolio performance, addressing client concerns and opportunities for upselling and cross-selling.
• Ensure adherence to regulatory requirements and internal policies while managing client documentation and account maintenance.
• Prepare and present regular reports on sales performance, client feedback, and market trends to senior management.
• Lead negotiations and close deals with clients, ensuring mutually beneficial terms and long-term partnerships.
• Organize and participate in client engagement activities, seminars, and networking events to enhance brand visibility and customer loyalty.
• Train and mentor junior sales staff to build a high-performing team.

Skills

Client Relationship Management

Financial Product Knowledge

Sales Strategy Development

Negotiation and Closing Skills

Market Research and Analysis

Regulatory Compliance

Portfolio Management

Cross-functional Collaboration

Customer Needs Assessment

Communication and Presentation Skills

Team Leadership and Mentoring

Education

Bachelor’s degree in Finance, Business Administration, or related field; MBA preferred

Job description

Group Company: AU Small Finance Bank Limited

Designation: Relationship Manager CV & CE

Office Location:

Primary Responsibilities: #*Primary Responsibilities*#

Additional Responsibilities: #*Additional Responsibilities*#

Reporting Team

• Reporting Designation: #*Reporting Designation*#
• Reporting Department: #*Reporting Department*#

#*Education and Experience*#

• Category: #*Category*#
• Field specialization: #*Field specialization*#
• Degree: #*Degree*#
• Academic score: #*Academic score*#

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required work experience

• Role: #*Role*#
• Years of experience: #*Years of experience*#

Job Brief

AU Small Finance Bank Limited is seeking a dynamic and experienced professional to join our Sales department as a Relationship Manager specializing in Current and Savings Accounts (CV & CE). This role is pivotal in driving customer acquisition, retention, and growth by managing and nurturing relationships with individual and corporate clients. The ideal candidate will possess a deep understanding of financial products, excellent interpersonal skills, and a proven track record in sales within the financial services sector. This position demands strategic thinking, strong negotiation capabilities, and the ability to deliver customized banking solutions that align with clients' financial goals while contributing to the bank's growth objectives.

Responsibilities

• Develop and maintain strong relationships with existing and prospective clients to achieve sales targets for Current and Savings Accounts.
• Identify client needs and provide tailored financial solutions, ensuring alignment with the bank’s product offerings and compliance standards.
• Conduct detailed market research and competitor analysis to identify new business opportunities and enhance customer acquisition strategies.
• Collaborate with cross-functional teams including credit, operations, and risk management to ensure seamless onboarding and servicing of clients.
• Monitor and manage portfolio performance, proactively addressing client concerns and identifying opportunities for upselling and cross-selling.
• Ensure adherence to regulatory requirements and internal policies while managing client documentation and account maintenance.
• Prepare and present regular reports on sales performance, client feedback, and market trends to senior management.
• Lead negotiations and close deals with clients, ensuring mutually beneficial terms and long-term partnerships.
• Organize and participate in client engagement activities, seminars, and networking events to enhance brand visibility and customer loyalty.
• Train and mentor junior sales staff to build a high-performing team aligned with the bank’s strategic goals.

Skill

• Client Relationship Management
• Financial Product Knowledge
• Sales Strategy Development
• Negotiation and Closing Skills
• Market Research and Analysis
• Regulatory Compliance
• Portfolio Management
• Cross-functional Collaboration
• Customer Needs Assessment
• Communication and Presentation Skills
• Team Leadership and Mentoring

Preferred Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification preferred.
• Minimum of 5 years of experience in sales or relationship management within the financial services industry, preferably with exposure to retail and corporate banking.

Key Performance Indicators: #*Key Performance Indicators*#

Required Knowledge: #*Required Knowledge*#

Required Skills: #*Required Skills*#

Required abilities

• Physical: #*Physical*#
• Other: #*Other*#

Specific requirements

• Travel: #*Travel*#
• Vehicle: #*Vehicle*#
• Pay Rate: #*Pay Rate*#
• Contract Types: #*Contract Types*#
• Time Constraints: #*Time Constraints*#
• Compliance Related: #*Compliance Related*#
• Union Affiliation: #*Union Affiliation*#