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Kotak Mahindra Bank Limited is seeking a Relationship Manager for the Construction Equipment segment in Ahmedabad. The role focuses on business development, customer engagement, and cross-selling financial products to both retail and corporate clients.
The ideal candidate will have strong retail liabilities experience, sales acumen, and proven team leadership abilities to drive branch profitability and maintain regulatory compliance in a dynamic CE environment.
We are looking for a results-driven and experienced Relationship Manager to lead business development and customer engagement in the Construction Equipment (CE) segment. The role involves enhancing the deposit base, cross-selling financial products, ensuring regulatory compliance, and driving branch profitability. The ideal candidate should have a strong background in retail liabilities, sales, and team leadership. Source New-to-Bank (NTB) clients to expand the customer base. Manage relationships with mid and large corporates, including infrastructure companies. Handle clients with annual turnover exceeding ₹25 crore and an average lending ticket size of over ₹10 crore. Manage and structure various banking products, including: Cash Credit / Overdraft Limits Project Funding for EPC (Engineering, Procurement, and Construction) projects Term Loans / Foreign Currency Term Loans for working capital and equipment or plant & machinery purchases Bank Guarantee Limits Trade Products such as LC (Letter of Credit) limits for both import and domestic purchases Bill Discounting Limits, including LC-backed and BOE-backed Buyers Credit Limits Experience Level Mid Level