Relationship Manager - Affordable Home Loans - Mumbai - Badlapur

BFSI connect; Mumbai; On-site; INR 270,000 - 450,000; Full time

Job summary

BFSI connect in Mumbai is seeking a candidate for affordable HL/LAP sourcing via DSA and open market channels. You will perform credit appraisal, income assessment, and documentation checks while managing a growing portfolio and relationships with DSAs and channel partners.

The role emphasizes prudent underwriting, strict policy compliance, and achieving monthly sourcing targets in a field-based setting.

Qualifications

• Minimum 1 year experience in Affordable HL or LAP segment.
• MBA or B.Tech degree required.
• Hands-on experience in DSA sourcing.
• Knowledge of credit underwriting & documentation.
• Ability to handle sales + credit responsibilities.
• Good communication and analytical skills.
• Self-driven, field-oriented, and target-focused.

Responsibilities

• Source business through DSA network and open market for Affordable HL & LAP.
• Conduct credit appraisal, including income assessment, document verification, and financial analysis.
• Maintain healthy portfolio quality through prudent underwriting and regular follow-ups.
• Build and manage strong relationships with DSAs, builders, and channel partners.
• Coordinate with internal teams for login, sanction, and disbursement processes.
• Achieve monthly disbursement and sourcing targets.
• Ensure compliance with credit policies and documentation standards.

Skills

HL/LAP Sourcing

DSA Channel Mgmt

Credit Appraisal

Financial Analysis

Income Assessment

Documentation & Compliance

CRM

Target Achievement

Portfolio Mgmt

Market Intelligence

Communication

Negotiation

Team Coordination

Field Sales

Education

MBA or B.Tech

Job description

The role involves sourcing, relationship management, and credit appraisal of customers in the affordable HL/LAP segment through DSA channels and open market sourcing.

• Locations : Mumbai - Badlapur
• Experience : 1
• Listing Date : 23-10-2025
• Skills Required : Affordable HL/LAP Sourcing | DSA & Channel Management | Credit Appraisal | Financial Analysis | Income Assessment | Documentation & Compliance | Customer Relationship Management | Target Achievement | Portfolio Management | Market Intelligence | Communication & Negotiation Skills | Team Coordination | Field Sales Execution
• Pay Details : Up to Rs. 4.5 LPA + Incentives
• Must Have :

  • Minimum 1 year experience in Affordable HL or LAP segment.

  • MBA or B.Tech

  • Hands‑on experience in DSA sourcing.

  • Knowledge of credit underwriting & documentation.

  • Ability to handle sales + credit responsibilities effectively.

  • Good communication and analytical skills.

  • Self-driven, field-oriented, and target-focused.

Key Responsibilities :

Source business through DSA network and open market for Affordable HL & LAP.

Conduct credit appraisal, including income assessment, document verification, and financial analysis.

Maintain healthy portfolio quality through prudent underwriting and regular follow-ups.

Build and manage strong relationships with DSAs, builders, and channel partners.

Coordinate with internal teams for login, sanction, and disbursement processes.

Achieve monthly disbursement and sourcing targets.

Ensure compliance with credit policies and documentation standards.