Rating Analyst

Brickwork Ratings (BWR); Hyderabad; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Brickwork Ratings (BWR) invites applications for a rating analyst position in the Large Corporate/Infrastructure Group. The role focuses on undertaking rating assignments for financial instruments, analyzing financial statements, and preparing risk-focused reports for management, industry and benchmarking considerations.

You will interact with company management, auditors and bankers, visit sites, and maintain ongoing surveillance of rated entities while adhering to SOPs and regulatory

Qualifications

• Strong domain knowledge in credit ratings/ banking/ financial services with an analytical approach.
• Assessment of creditworthiness for large and medium infrastructure clients.
• Strong analytical and presentation skills to explain findings to rating committees.
• Excellent written and oral communication in English for report-writing and presentations.
• Ability to structure and write high-quality reports under tight deadlines.
• Good understanding of accounting standards and financial concepts.

Responsibilities

• Undertake rating assignments for financial instruments and loans, ensuring timely delivery per regulatory timelines.
• Independently analyze financial statements, data points, key ratios, and performance for creditworthiness.
• Prepare rating reports covering risk in management, financials, business and industry, benchmarking and key considerations.
• Interact with company management, auditors and bankers; visit sites as part of data gathering.
• Take ownership of the folio through periodic surveillance and reviews, addressing audits.
• Adhere strictly to SOPs, regulations and policies.

Skills

Credit analysis

Financial statement analysis

Analytical thinking

Presentation skills

Report writing

English communication

Team collaboration

Data interpretation

Education

Postgraduate in Finance / Commerce

Chartered Accountant (CA)

Job description

Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

• The position is part of the Large Corporate/Infrastructure Group, and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensuring the timely delivery of the same as per the laid down regulatory timelines.


• To independently handle the rating assignments and analyze financial statements, factoring quantitative & qualitative data points, key ratios, and performance to assess the creditworthiness of the company.


• To prepare rating reports covering the risk assessment concerning Management, Financials, Business and Industry, benchmarking with peers, and key rating considerations.


• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.


• To take ownership of the folio by carrying out regular surveillance, monitoring, and reviews every quarter/ material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries.


• Strictly adhere to standard operating procedures, regulations & policies.

Competency / Skills:

• Strong domain knowledge in the credit ratings/banking / financial services sector with an analytical approach.


• Assessment of the creditworthiness of large and medium-sized businesses in the Infrastructure sector


• Strong analytical and presentation skills to present the facts and recommendations to the rating committees.


• Strong written and oral communication skills in English (for report-writing, making presentations)


• Ability to structure and write high-quality reports, and multitask under tight deadlines.


• Excellent customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders


• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills


• Good interpersonal skills and ability to work with a larger team, and lead and mentor team members


• Adept at organizing, analyzing, and reporting data


• Skilled in working with details and numbers

Postgraduate in Finance / Commerce or CA. Any additional certifications in finance will be an added advantage.

Each word in the name should start with caps, name should end with alphabet, can contain only alphabets, dot, space, apostrophe()

Mobile number should begin with 7 or 8 or 9, should be 10 digits, spaces/dots/dashes are not allowed.

Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.