Junior Rating Analyst

Brickwork Ratings; Bengaluru; On-site; INR 400,000 - 600,000; Full time

Job summary

A leading credit rating agency in Bengaluru seeks analysts for conducting credit analysis of financial instruments for small and medium companies. Ideal candidates will possess strong financial modeling and ratio analysis skills, along with excellence in communication and attention to detail. Candidates should have a graduate/postgraduate degree in finance or commerce and a zeal for the credit rating domain. Proficiency in Telugu or Tamil is essential. This role offers opportunities for professional growth in a dynamic environment.

Qualifications

• Excellent analytical skills in financial modeling and ratio analysis.
• Proficient in communicating and presenting information clearly.
• Strong attention to detail and commitment to high-quality analysis.
• Attention to detail and strong academics (75%+).
• Zeal to learn and thrive in the credit rating domain.
• Proficiency in Telugu or Tamil; knowledge of additional South Indian languages is an added advantage.

Responsibilities

• Conduct credit analysis for small and medium companies.
• Prepare financial projections for financial instruments.
• Adhere to standard operating procedures and regulations.
• Stay updated on market/industry information and mapping suitable rating actions.
• Take ownership of folio through surveillance, quarterly reviews, and audits.

Skills

Financial modeling

Ratio analysis

Analytical skills

Communication skills

Attention to detail

Education

Graduate/Post Graduate in Finance or Commerce

CA/C or additional certification in Finance

Tools

Excel

Job description

Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR’s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

Responsibilities

• Credit analysis of financial instruments of small and medium companies
• Financial analysis and ability to make financial projections of the financial instruments.
• Analytical rigor in credit rating proposals
• Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
• Take ownership of the folio by carrying out regular surveillance, monitoring, reviews every quarter / material event basis, tracking the performance of the companies concerning macroeconomic changes, and handling internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & policies.
• Adept in meeting tight deadlines with no compromise on analytical quality
• Client interaction and managing good relations.

Qualifications

• Excellent analytical skills including financial modeling, ratio analysis, and industry knowledge.
• Excellent verbal / written communication and presentation skills.
• Attention to detail.
• Good academics (75% and above scores throughout).
• Zeal to learn and strive in the credit rating domain.
• Must be proficient in Telugu or Tamil; knowledge of additional South Indian languages, along with Telugu or Tamil, will be an added advantage.

Graduate/Post Graduate in Finance or Commerce, CA/C or any additional certification in Finance will be an added advantage.

Job Application

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