Senior Rating Analyst (Large Corporate) Opens in a new window

Brickwork Ratings; New Delhi; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Brickwork Ratings, one of India’s leading credit rating agencies, is seeking a skilled analyst. The selected candidate will undertake rating assignments for financial instruments and analyze creditworthiness of large and medium businesses.

The role requires strong analytical and presentation skills, along with a postgraduate degree in Finance/Commerce or a Chartered Accountant qualification. The position is critical for ensuring accurate and timely ratings in compliance with regulations.

Qualifications

• Strong domain knowledge in credit ratings, banking, and financial services sector.
• Ability to structure and write high-quality reports under tight deadlines.
• Good understanding of accounting standards and banking-related financial concepts.

Responsibilities

• Undertaking rating assignments for financial instruments and bank loans.
• Analyzing financial statements using quantitative and qualitative data.
• Preparing rating reports covering risk assessments.

Skills

Credit ratings knowledge

Analytical skills

Presentation skills

Communication skills

Interpersonal skills

Education

Postgraduate degree in Finance/Commerce or Chartered Accountant qualification

Job description

Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings is a SEBI-registered and RBI-accredited credit rating agency, with Canara Bank, a leading public sector bank, as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the industry’s most experienced credit analysts and bankers.

BWR offers rating services to bank loans, NCD, commercial papers, bonds, mutual funds, PPMLDs, and security receipts. We have rated over 100,000 large corporates, banks, financial institutions, state and local governments, and small businesses. BWR provides investors and lenders with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

Responsibilities

• The position is part of the Corporate or Infrastructure Group and entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, ensuring timely delivery within regulatory timelines.
• Independently handle rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, and performance to assess creditworthiness.
• Prepare rating reports covering risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders; visit companies and factories as part of regular monitoring and data gathering.
• Take ownership of the folio by carrying out regular surveillance, monitoring, and reviews on a quarterly basis or material event basis; track performance with respect to macroeconomic changes and handle internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & policies.
• Mentor and guide junior rating analysts.

Qualifications

• Strong domain knowledge in credit ratings, banking, and financial services sector with an analytical approach.
• Assessment of the creditworthiness of large and medium businesses in the infrastructure sector.
• Strong analytical and presentation skills to present facts along with rating recommendations to the rating committees.
• Strong written and oral communication skills in English (for report writing and presentations).
• Ability to structure and write high-quality reports, multitask under tight deadlines.
• Excellent customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.
• Good understanding of accounting standards and banking-related financial concepts, strong quantitative and analytical skills.
• Good interpersonal skills and ability to work with the larger team, lead and mentor team members.
• Adept at organizing, analyzing, and reporting data.
• Skilled in working with details and numbers.
• A strong sense of ethics.
• Postgraduate degree in Finance/Commerce or Chartered Accountant qualification.