Senior Rating Analyst (Infra/Large Corporate) Opens in a new window

Brickwork Ratings; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

A leading credit rating agency is searching for a Senior Rating Analyst to conduct comprehensive rating assignments. You'll analyze financial statements, assess creditworthiness, and prepare detailed rating reports. The ideal candidate has 5-8 years of experience in the financial services sector and a postgraduate degree in finance or commerce. Strong analytical skills, attention to detail, and the ability to mentor junior analysts are essential for success in this role.

Qualifications

• 5-8 years of experience in credit ratings or financial services.
• Ability to assess creditworthiness of large and medium businesses.
• Excellent analytical and presentation skills.

Responsibilities

• Conduct end-to-end rating involving financial instruments.
• Analyze financial statements and assess company creditworthiness.
• Prepare risk assessment reports covering management and financials.

Skills

Strong domain knowledge in credit ratings

Analytical skills

Written and oral communication

High-quality report writing

Interpersonal skills

Education

Postgraduate in Finance / Commerce or Chartered Accountant

Job description

Senior Rating Analyst (Infra/Large Corporate)

Work Location: Bangalore

Experience: 5-8 years

About Brickwork Ratings

Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner.

BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts and bankers.

BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR’s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

Primary Responsibility

• The Senior Rating Analyst would conduct end to end rating involving the following primary responsibilities:
• The position is part of the Corporate or Infrastructure Group and the role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensure timely delivery of the same as per the laid down regulatory timelines.
• To independently handle the rating assignments and analyze financial statements factoring quantitative & qualitative data points, key ratios, performance to assess the creditworthiness of the company.
• To prepare rating reports covering the risk assessment with respect to Management, Financials, Business and Industry, benchmarking with peers and key rating considerations.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by carrying out regular surveillance, monitoring, reviews on a quarterly basis/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, handling internal and external audit queries.
• Strictly adhere to standard operating procedure, regulations & policies.
• Mentor and guide junior rating analysts

Competency / Skills

• Strong domain knowledge in the credit ratings/banking/financial services sector with an analytical approach.
• Assessment of the creditworthiness of large and medium businesses in the infrastructure sector.
• Strong analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
• Strong written and oral communication skills in English (for report-writing, making presentations).
• Ability to structure and write high-quality reports, multi-task under tight deadlines.
• Excellent customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.
• Good understanding of accounting standards, banking-related financial concepts, and strong quantitative and analytical skills.
• Good interpersonal skills and ability to work with the larger team, and lead and mentor team members.
• Adept at organizing, analyzing, and reporting data.
• Skilled in working with details and numbers.
• A strong sense of ethics.

Educational Qualification

Postgraduate in Finance / Commerce or Chartered Accountant