Rating Analyst-BFSI

Brickwork Ratings; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Brickwork Ratings (BWR) is a leading credit rating agency in India, with SEBI/RBI accreditation and a pan-India presence. The Rating Analyst will conduct end-to-end analysis of BFSI instruments, build financial projections, and present findings to rating committees with analytical rigor.

The role involves interacting with management, auditors, bankers, and field visits to monitor portfolio performance. Postgraduate in Finance or CA with strong domain knowledge in BFSI credit assessment,

Qualifications

• Credit analysis of financial instruments in BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products.
• Financial analysis and the ability to make financial projections of the financial instruments.
• Analytical rigor in the presentations to the rating committees.
• Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & policies.
• Adept in meeting tight deadlines with no compromise on analytical quality.
• Mentor and guide junior rating analysts
• Client interaction and managing good relations.
• Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.
• Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.
• Excellent verbal / written communication and presentation skills.
• Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products
• Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.

Responsibilities

• Credit analysis of BFSI sector instruments for banks, NBFCs, MFIs, and Structured Finance Products.
• Financial analysis and the ability to make financial projections of the financial instruments.
• Analytical rigor in the presentations to the rating committees.
• Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
• Take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.
• Strictly adhere to standard operating procedures, regulations & policies.
• Adept in meeting tight deadlines with no compromise on analytical quality.
• Mentor and guide junior rating analysts.
• Client interaction and managing good relations.
• Analytical expertise in Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.

Skills

Credit analysis

Financial modeling

Banking analytics

Financial projections

Presentation skills

Education

Postgraduate Finance

CA

Tools

Excel

PowerPoint

Job description

Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner.
BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts and bankers.
BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR’s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner.
BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts and bankers.
BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR’s ratings have rated over 100,000 large Corporates, Banks, Financial Instruments, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.

The Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:

Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products

Financial analysis and the ability to make financial projections of the financial instruments.

Analytical rigor in the presentations to the rating committees

Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.

Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.

To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.

Strictly adhere to standard operating procedures, regulations & policies.

Adept in meeting tight deadlines with no compromise on analytical quality

Mentor and guide junior rating analysts

Client interaction and managing good relations.

• Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products

• Financial analysis and the ability to make financial projections of the financial instruments.

• Analytical rigor in the presentations to the rating committees

• Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.

• Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.

• To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.

• Strictly adhere to standard operating procedures, regulations & policies.

• Adept in meeting tight deadlines with no compromise on analytical quality

• Mentor and guide junior rating analysts

• Client interaction and managing good relations.

Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.

Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.

Excellent verbal / written communication and presentation skills.

Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products

Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.

• Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.

• Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.

• Excellent verbal / written communication and presentation skills.

• Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products

• Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.

Postgraduate in Finance / Commerce or CA. Any additional certifications in finance will be an added advantage.