Portfolio Manager - Personal Loan Recovery

Kotak Mahindra Bank; Bengaluru; Presencial; INR 700.000 - 1.000.000; Jornada completa

Descripción de la vacante

Kotak Mahindra Bank in Bengaluru seeks a Portfolio Manager for Personal Loan Recovery to manage the recovery portfolio and drive timely collections in a dynamic financial services environment.

The role requires strong understanding of recovery mechanisms, excellent communication and negotiation skills, and the ability to analyze portfolio performance to reduce NPAs while maintaining customer relationships and ensuring compliance with banking regulations.

Formación

• Experience in banking or financial services preferred.
• Strong knowledge of personal loan products and recovery mechanisms.
• Excellent communication and negotiation skills.
• Ability to analyze portfolio performance and implement strategies.

Responsabilidades

• Manage portfolio of personal loan recovery.
• Oversee recovery operations and timely collections.
• Coordinate with recovery teams and stakeholders to optimize processes.
• Analyze portfolio performance and reduce NPAs while maintaining customer relationships.
• Ensure compliance with regulations and internal policies.

Conocimientos

Portfolio recovery

Negotiation

Data analysis

Stakeholder coordination

Descripción del empleo

Portfolio Manager_Personal Loan-Recovery Area_Bangalore

• Responsible for managing the portfolio of personal loan recovery.
• Oversee recovery operations and ensure timely collection of dues.
• Coordinate with recovery teams and stakeholders to optimize recovery processes.
• Analyze portfolio performance and implement strategies to reduce non-performing assets.
• Maintain compliance with banking regulations and internal policies.
• Requires strong understanding of personal loan products and recovery mechanisms.
• Role demands good communication and negotiation skills to handle recovery cases effectively.
• Candidate should be able to work in a dynamic financial services environment.
• Experience in banking or financial services sector is preferred.
• Focus on achieving recovery targets while maintaining customer relationship standards.