Loan Officer - MSME/LAP

Utkarsh Small Finance Bank; Hyderabad, Chennai, Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Utkarsh Small Finance Bank is seeking an MSME Loan Officer to source clients and manage the loan process end-to-end in Hyderabad. The role focuses on open market sourcing, explaining loan provisions, and ensuring documentation is complete and accurate.

The candidate should understand customer needs, maintain credit discipline, and prefer immediate joiners. Prior mortgage loan/LAP exposure is advantageous; joiners ready to start at once may be prioritized.

Qualifications

• Understanding customer needs and responding to queries to ensure customer satisfaction.
• Completion of loan contracts by explaining provisions and ensuring documentation.

Responsibilities

• To source MSME Loan clients in line with the business plan.
• Creating and maintaining strict credit discipline and ensuring zero default in recovery.

Job description

Role & responsibilities

• To source MSME Loan clients in line with the business plan
• Creating and maintaining strict credit discipline and ensuring zero default in recovery.
• Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction
• Completion of loan contracts by explaining provisions to applicant and ensure documentation

Preferred candidate profile

• Candidate handling Mrtgage Loan & LAP Product
• Open Market Sourcing
• Immediate Joiners will be preferred most